/*
 * BEH-FIN Povinné ručení – hlavní styly (mobile first, prefix bfpr-).
 * Breakpointy: 560 / 820 / 1440 px. Cíle klepnutí min. 44 px.
 */

:root {
	--bfpr-main: #2C7092;
	--bfpr-light: #E9F0F4;
	--bfpr-pale: #F4F8FA;
	--bfpr-text: #2B2B2B;
	--bfpr-muted: #5B6773;
	--bfpr-error: #C0392B;
	--bfpr-white: #FFFFFF;
	--bfpr-font: "Onest", system-ui, -apple-system, "Segoe UI", Arial, sans-serif;
	--bfpr-gutter: 16px;
	--bfpr-max: 1200px;
	--bfpr-header-h: 64px;
	--bfpr-dark: #1E4F66;
	--bfpr-star: #F2B01E;
	--bfpr-line: #D6E2E9;
	--bfpr-shadow: 0 1px 2px rgba(20, 50, 70, .06), 0 14px 32px -10px rgba(20, 50, 70, .20);
	--bfpr-shadow-lg: 0 2px 4px rgba(10, 40, 60, .10), 0 40px 70px -24px rgba(10, 40, 60, .55);
}

*,
*::before,
*::after {
	box-sizing: border-box;
}

html {
	-webkit-text-size-adjust: 100%;
	scroll-behavior: smooth;
	scroll-padding-top: calc(var(--bfpr-header-h) + 8px);
}

body {
	margin: 0;
	background: var(--bfpr-white);
	color: var(--bfpr-text);
	font-family: var(--bfpr-font);
	font-size: 16px;
	font-weight: 400;
	line-height: 1.6;
}

img,
svg {
	max-width: 100%;
	height: auto;
}

a {
	color: var(--bfpr-main);
}

a:focus-visible,
button:focus-visible {
	outline: 3px solid var(--bfpr-main);
	outline-offset: 2px;
}

.bfpr-main:focus {
	outline: none;
}

/* Jen pro čtečky obrazovky */
.bfpr-sr {
	position: absolute;
	width: 1px;
	height: 1px;
	margin: -1px;
	padding: 0;
	overflow: hidden;
	clip: rect(0 0 0 0);
	white-space: nowrap;
	border: 0;
}

.bfpr-skip {
	position: absolute;
	left: -9999px;
	top: 0;
}

.bfpr-skip:focus {
	left: 8px;
	top: 8px;
	z-index: 1000;
	padding: 12px 16px;
	background: var(--bfpr-white);
	color: var(--bfpr-main);
	font-weight: 700;
}

/* ---------- Tlačítko ---------- */

.bfpr-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-height: 44px;
	padding: 0 16px;
	border: 2px solid var(--bfpr-main);
	border-radius: 0;
	background: var(--bfpr-main);
	color: var(--bfpr-white);
	font-family: var(--bfpr-font);
	font-size: 14px;
	font-weight: 700;
	line-height: 1.2;
	letter-spacing: .04em;
	text-align: center;
	text-decoration: none;
	text-transform: uppercase;
	cursor: pointer;
	transition: background-color .15s ease, color .15s ease;
}

.bfpr-btn:hover,
.bfpr-btn:focus-visible {
	background: var(--bfpr-white);
	color: var(--bfpr-main);
}

/* ---------- Hlavička ---------- */

.bfpr-header {
	position: sticky;
	top: 0;
	z-index: 100;
	background: var(--bfpr-white);
	border-bottom: 1px solid var(--bfpr-light);
}

.admin-bar .bfpr-header {
	top: 32px;
}

@media (max-width: 782px) {
	.admin-bar .bfpr-header {
		top: 46px;
	}
}

@media (max-width: 600px) {
	.admin-bar .bfpr-header {
		top: 0;
	}
}

.bfpr-header__in {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 12px;
	max-width: var(--bfpr-max);
	min-height: var(--bfpr-header-h);
	margin: 0 auto;
	padding: 0 var(--bfpr-gutter);
}

.bfpr-logo {
	display: inline-flex;
	flex-direction: column;
	justify-content: center;
	min-height: 44px;
	color: var(--bfpr-main);
	text-decoration: none;
}

.bfpr-logo__img {
	display: block;
	width: auto;
	height: 36px;
	max-width: 160px;
}

.bfpr-logo__mark {
	font-size: 22px;
	font-weight: 800;
	line-height: 1.1;
	letter-spacing: .04em;
}

.bfpr-logo__sub {
	display: none;
	margin-top: 2px;
	color: var(--bfpr-muted);
	font-size: 11px;
	font-weight: 600;
	line-height: 1.2;
	letter-spacing: .08em;
	text-transform: uppercase;
}

.bfpr-header__actions {
	display: flex;
	align-items: center;
	gap: 8px;
}

/* Telefon: na mobilu čtvercové tlačítko s ikonou, na desktopu číslo */
.bfpr-phone {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 8px;
	min-width: 44px;
	min-height: 44px;
	border: 2px solid var(--bfpr-main);
	color: var(--bfpr-main);
	font-weight: 700;
	text-decoration: none;
	white-space: nowrap;
}

.bfpr-phone:hover {
	background: var(--bfpr-light);
}

.bfpr-phone__txt {
	position: absolute;
	width: 1px;
	height: 1px;
	margin: -1px;
	overflow: hidden;
	clip: rect(0 0 0 0);
	white-space: nowrap;
}

.bfpr-ico {
	flex: none;
}

/* Hlavní tlačítko: krátký text na úzkých telefonech */
.bfpr-btn__full {
	display: none;
}

@media (min-width: 480px) {
	.bfpr-logo__sub {
		display: block;
	}
}

@media (min-width: 560px) {
	.bfpr-btn__short {
		display: none;
	}

	.bfpr-btn__full {
		display: inline;
	}

	.bfpr-btn {
		padding: 0 22px;
		font-size: 15px;
	}
}

@media (min-width: 820px) {
	:root {
		--bfpr-header-h: 76px;
		--bfpr-gutter: 24px;
	}

	.bfpr-header__actions {
		gap: 20px;
	}

	.bfpr-phone {
		padding: 0 8px;
		border-color: transparent;
		font-size: 17px;
	}

	.bfpr-phone__txt {
		position: static;
		width: auto;
		height: auto;
		margin: 0;
		overflow: visible;
		clip: auto;
	}

	.bfpr-logo__img {
		height: 42px;
	}

	.bfpr-logo__mark {
		font-size: 26px;
	}
}

/* ---------- Obsah ---------- */

.bfpr-main {
	display: block;
	min-height: 40vh;
}

/* Textové stránky (právní texty) */
.bfpr-prose {
	max-width: 760px;
	margin: 0 auto;
	padding: 32px var(--bfpr-gutter) 48px;
}

.bfpr-prose h1 {
	margin: 0 0 16px;
	font-size: 28px;
	line-height: 1.2;
}

.bfpr-prose h2 {
	margin: 32px 0 8px;
	font-size: 22px;
	line-height: 1.3;
}

.bfpr-prose h3 {
	margin: 24px 0 8px;
	font-size: 18px;
	line-height: 1.3;
}

.bfpr-prose p,
.bfpr-prose ul,
.bfpr-prose ol {
	margin: 0 0 16px;
}

.bfpr-prose ul,
.bfpr-prose ol {
	padding-left: 24px;
}

@media (min-width: 820px) {
	.bfpr-prose {
		padding-top: 56px;
		padding-bottom: 72px;
	}

	.bfpr-prose h1 {
		font-size: 36px;
	}
}

/* ---------- Patička ---------- */

.bfpr-footer {
	background: var(--bfpr-pale);
	border-top: 1px solid var(--bfpr-light);
	color: var(--bfpr-text);
	font-size: 15px;
	line-height: 1.6;
}

.bfpr-footer__in {
	max-width: var(--bfpr-max);
	margin: 0 auto;
	padding: 32px var(--bfpr-gutter) 24px;
}

.bfpr-footer__cols {
	display: grid;
	grid-template-columns: 1fr;
	gap: 24px;
}

@media (min-width: 820px) {
	.bfpr-footer__cols {
		grid-template-columns: repeat(3, 1fr);
		gap: 32px;
	}

	.bfpr-footer__in {
		padding-top: 48px;
	}
}

.bfpr-footer__h {
	margin: 0 0 8px;
	color: var(--bfpr-muted);
	font-size: 12px;
	font-weight: 700;
	line-height: 1.4;
	letter-spacing: .08em;
	text-transform: uppercase;
}

.bfpr-footer__strong {
	margin: 0 0 4px;
	font-weight: 700;
}

.bfpr-footer__list,
.bfpr-footer__plain {
	margin: 0;
	padding: 0;
	list-style: none;
}

.bfpr-footer__plain li {
	margin-bottom: 12px;
}

.bfpr-footer__list a {
	display: inline-flex;
	align-items: center;
	min-height: 44px;
	text-underline-offset: 2px;
}

.bfpr-footer__note {
	margin-top: 24px;
	color: var(--bfpr-muted);
	font-size: 13px;
}

.bfpr-footer__note p {
	margin: 0 0 8px;
}

.bfpr-footer__bottom {
	margin: 24px 0 0;
	padding-top: 16px;
	border-top: 1px solid #D6E2E9;
	color: var(--bfpr-muted);
	font-size: 13px;
}

@media (prefers-reduced-motion: reduce) {
	html {
		scroll-behavior: auto;
	}

	.bfpr-btn {
		transition: none;
	}
}

/* =====================================================================
 * ÚVODNÍ STRÁNKA – wireframe s finálním designem (barvy, typografie, hloubka)
 * Zásady: jedna akce na obrazovku, velká typografie, hranaté tvary značky,
 * hloubka jen stíny, žádné animace, které by zhoršily rychlost.
 * ===================================================================== */

.bfpr-wrap {
	max-width: var(--bfpr-max);
	margin: 0 auto;
	padding: 0 var(--bfpr-gutter);
}

.bfpr-wrap--narrow {
	max-width: 820px;
}

/* ---------- Sekce a jejich rytmus ---------- */

.bfpr-sec {
	position: relative;
	padding: 56px 0;
	background: var(--bfpr-white);
	color: var(--bfpr-text);
}

.bfpr-sec--light {
	background: var(--bfpr-light);
}

/* Tmavá modrozelená: odstín je návrh, nahradit přesným z hlavního webu. */
.bfpr-sec--dark {
	background: var(--bfpr-dark);
	color: var(--bfpr-white);
}

.bfpr-sec--hero,
.bfpr-sec--cta {
	background: linear-gradient(135deg, #2C7092 0%, #245F7B 55%, #1E4F66 100%);
	color: var(--bfpr-white);
	overflow: hidden;
}

/* Jemný diagonální tvar: hloubka bez obrázku (hranatý motiv značky) */
.bfpr-sec--hero::before,
.bfpr-sec--cta::before {
	content: "";
	position: absolute;
	inset: 0;
	background: linear-gradient(115deg, transparent 52%, rgba(255, 255, 255, .05) 52%, rgba(255, 255, 255, .05) 68%, transparent 68%);
	pointer-events: none;
}

.bfpr-sec--hero > .bfpr-wrap,
.bfpr-sec--cta > .bfpr-wrap {
	position: relative;
	z-index: 1;
}

.bfpr-sec--hero {
	padding: 36px 0 56px;
}

@media (min-width: 820px) {
	.bfpr-sec {
		padding: 96px 0;
	}

	.bfpr-sec--hero {
		padding: 72px 0 88px;
	}
}

.bfpr-sec__head {
	max-width: 720px;
	margin-bottom: 36px;
}

.bfpr-sec__head--wide {
	max-width: 900px;
}

/* ---------- Typografie ---------- */

.bfpr-h1,
.bfpr-h2,
.bfpr-h3 {
	margin: 0 0 12px;
	font-weight: 700;
	letter-spacing: -.02em;
}

.bfpr-h1 {
	font-size: clamp(34px, 5.4vw, 58px);
	line-height: 1.06;
	letter-spacing: -.03em;
}

.bfpr-h2 {
	font-size: clamp(27px, 3.6vw, 42px);
	line-height: 1.12;
}

.bfpr-h3 {
	font-size: 19px;
	line-height: 1.3;
	letter-spacing: -.01em;
}

.bfpr-lead {
	margin: 0 0 24px;
	font-size: clamp(17px, 1.6vw, 20px);
	line-height: 1.55;
}

/* ---------- Popisky wireframu (po doplnění textů se smažou) ---------- */

.bfpr-wf-tag {
	margin: 0 0 10px;
	color: var(--bfpr-main);
	font-size: 12px;
	font-weight: 700;
	letter-spacing: .1em;
	text-transform: uppercase;
}

.bfpr-sec--hero .bfpr-wf-tag,
.bfpr-sec--dark .bfpr-wf-tag,
.bfpr-sec--cta .bfpr-wf-tag {
	color: var(--bfpr-light);
}

.bfpr-wf-note {
	margin: 0 0 16px;
	padding-left: 12px;
	border-left: 3px solid var(--bfpr-main);
	color: var(--bfpr-muted);
	font-size: 15px;
}

.bfpr-sec--hero .bfpr-wf-note,
.bfpr-sec--dark .bfpr-wf-note,
.bfpr-sec--cta .bfpr-wf-note {
	border-left-color: #BFD8E5;
	color: var(--bfpr-light);
}

/* Karty a bílé plochy uvnitř barevných sekcí mají vlastní barvy textu */
.bfpr-calc-card,
.bfpr-card--white {
	color: var(--bfpr-text);
}

.bfpr-calc-card .bfpr-wf-tag,
.bfpr-card--white .bfpr-wf-tag {
	color: var(--bfpr-main);
}

.bfpr-calc-card .bfpr-wf-note,
.bfpr-card--white .bfpr-wf-note {
	border-left-color: var(--bfpr-main);
	color: var(--bfpr-muted);
}

.bfpr-wf-note--foot {
	max-width: 900px;
	margin: 40px 0 0;
	font-size: 14px;
}

.bfpr-wf-box {
	display: flex;
	flex-direction: column;
	align-items: center;
	justify-content: center;
	gap: 8px;
	padding: 24px;
	border: 2px dashed var(--bfpr-main);
	background: var(--bfpr-pale);
	color: var(--bfpr-muted);
	font-size: 15px;
	text-align: center;
}

/* ---------- Ikony a dlaždice ---------- */

.bfpr-ico {
	flex: none;
}

.bfpr-tile {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	flex: none;
	width: 48px;
	height: 48px;
	background: var(--bfpr-light);
	color: var(--bfpr-main);
}

.bfpr-card--white .bfpr-tile {
	margin-bottom: 16px;
}

.bfpr-tile--inv {
	margin-bottom: 16px;
	background: rgba(255, 255, 255, .12);
	color: var(--bfpr-white);
}

/* ---------- Tlačítka na barevném pozadí ---------- */

.bfpr-btn--inv {
	border-color: var(--bfpr-white);
	background: var(--bfpr-white);
	color: var(--bfpr-main);
}

.bfpr-btn--inv:hover,
.bfpr-btn--inv:focus-visible {
	background: transparent;
	color: var(--bfpr-white);
}

.bfpr-link-inv {
	display: inline-flex;
	align-items: center;
	min-height: 44px;
	color: var(--bfpr-white);
	font-weight: 700;
	text-underline-offset: 4px;
}

.bfpr-sec--hero a:focus-visible,
.bfpr-sec--dark a:focus-visible,
.bfpr-sec--cta a:focus-visible {
	outline-color: var(--bfpr-white);
}

.bfpr-calc-card a:focus-visible,
.bfpr-card--white a:focus-visible {
	outline-color: var(--bfpr-main);
}

.bfpr-actions {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 8px 24px;
}

@media (min-width: 560px) {
	.bfpr-hero__btn,
	.bfpr-sec--cta .bfpr-btn {
		min-height: 54px;
		padding: 0 30px;
		font-size: 16px;
	}
}

/* ---------- Hero ---------- */

.bfpr-hero {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	gap: 36px;
	align-items: center;
}

.bfpr-points {
	display: grid;
	gap: 10px;
	margin: 0 0 28px;
	padding: 0;
	list-style: none;
}

.bfpr-points li {
	display: flex;
	align-items: flex-start;
	gap: 12px;
}

.bfpr-points .bfpr-ico {
	margin-top: 2px;
	padding: 3px;
	background: rgba(255, 255, 255, .16);
	color: var(--bfpr-white);
}

/* Na úzkém telefonu je tlačítko v hero zbytečné: kalkulačka je hned pod textem */
@media (max-width: 819px) {
	.bfpr-hero__btn {
		display: none;
	}
}

@media (min-width: 980px) {
	.bfpr-hero {
		grid-template-columns: minmax(0, 1fr) minmax(0, 540px);
		gap: 64px;
		align-items: start;
	}

	.bfpr-hero__text {
		padding-top: 24px;
	}
}

/* ---------- Karta s kalkulačkou ---------- */

.bfpr-calc-card {
	padding: 20px;
	background: var(--bfpr-white);
	box-shadow: var(--bfpr-shadow-lg);
}

.bfpr-calc-card__h {
	margin-bottom: 8px;
}

.bfpr-calc {
	min-height: 440px;
	margin: 0 0 16px;
}

.bfpr-calc-card__help {
	display: flex;
	align-items: flex-start;
	gap: 10px;
	margin: 0;
	color: var(--bfpr-muted);
	font-size: 14px;
}

.bfpr-calc-card__help .bfpr-ico {
	margin-top: 2px;
	color: var(--bfpr-main);
}

@media (min-width: 820px) {
	.bfpr-calc-card {
		padding: 28px;
	}

	.bfpr-calc {
		min-height: 520px;
	}
}

/* ---------- Pás důvěry ---------- */

.bfpr-trust {
	background: var(--bfpr-white);
	border-bottom: 1px solid var(--bfpr-line);
}

.bfpr-trust__list {
	display: grid;
	grid-template-columns: 1fr;
	gap: 16px;
	margin: 0 auto;
	padding-top: 24px;
	padding-bottom: 24px;
	list-style: none;
}

.bfpr-trust__item {
	display: flex;
	align-items: center;
	gap: 14px;
}

.bfpr-trust__t {
	display: block;
	font-size: 15px;
	line-height: 1.3;
}

.bfpr-trust__d {
	display: block;
	color: var(--bfpr-muted);
	font-size: 13px;
	line-height: 1.4;
}

@media (min-width: 560px) {
	.bfpr-trust__list {
		grid-template-columns: repeat(2, 1fr);
	}
}

@media (min-width: 980px) {
	.bfpr-trust__list {
		grid-template-columns: repeat(4, 1fr);
		gap: 32px;
		padding-top: 32px;
		padding-bottom: 32px;
	}
}

/* ---------- Mřížky a karty ---------- */

.bfpr-grid {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	gap: 16px;
	margin: 0;
	padding: 0;
	list-style: none;
}

@media (min-width: 820px) {
	.bfpr-grid {
		gap: 24px;
	}

	.bfpr-grid--2 {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}

	.bfpr-grid--3 {
		grid-template-columns: repeat(3, minmax(0, 1fr));
	}
}

.bfpr-card {
	margin: 0;
	padding: 28px;
	background: var(--bfpr-light);
	transition: box-shadow .2s ease, transform .2s ease;
}

.bfpr-card--white {
	background: var(--bfpr-white);
	box-shadow: 0 1px 2px rgba(20, 50, 70, .06);
}

@media (hover: hover) {
	.bfpr-card--white:hover {
		box-shadow: var(--bfpr-shadow);
		transform: translateY(-3px);
	}
}

.bfpr-card .bfpr-wf-note:last-child {
	margin-bottom: 0;
}

/* ---------- Nemusíte se bát ---------- */

.bfpr-pillar .bfpr-h3 {
	font-size: 21px;
}

/* ---------- Jak to funguje (časová osa) ---------- */

.bfpr-steps {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	gap: 28px;
	margin: 0;
	padding: 0;
	list-style: none;
}

.bfpr-step {
	position: relative;
	padding-left: 64px;
}

.bfpr-num {
	position: absolute;
	top: 0;
	left: 0;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 44px;
	height: 44px;
	background: var(--bfpr-main);
	color: var(--bfpr-white);
	font-size: 20px;
	font-weight: 700;
}

/* Svislá linka mezi kroky na mobilu */
.bfpr-step:not(:last-child)::after {
	content: "";
	position: absolute;
	top: 52px;
	bottom: -20px;
	left: 21px;
	width: 2px;
	background: var(--bfpr-line);
}

@media (min-width: 820px) {
	.bfpr-steps {
		grid-template-columns: repeat(4, minmax(0, 1fr));
		gap: 32px;
	}

	.bfpr-step {
		padding: 64px 0 0;
	}

	/* Vodorovná linka mezi kroky na desktopu */
	.bfpr-step:not(:last-child)::after {
		top: 21px;
		bottom: auto;
		left: 56px;
		right: -24px;
		width: auto;
		height: 2px;
	}
}

/* ---------- Recenze ---------- */

.bfpr-stars {
	display: flex;
	gap: 4px;
	margin: 0;
	color: var(--bfpr-star);
}

.bfpr-quote {
	display: flex;
	flex-direction: column;
	justify-content: space-between;
	gap: 16px;
}

.bfpr-quote::before {
	content: "\201C";
	display: block;
	height: 36px;
	color: var(--bfpr-main);
	font-size: 64px;
	font-weight: 700;
	line-height: 1;
}

.bfpr-quote footer {
	color: var(--bfpr-muted);
	font-size: 14px;
	font-weight: 700;
}

/* ---------- Tým ---------- */

.bfpr-person {
	display: flex;
	flex-direction: column;
	gap: 20px;
}

.bfpr-person__img {
	min-height: 180px;
}

@media (min-width: 560px) {
	.bfpr-person {
		flex-direction: row;
		align-items: flex-start;
	}

	.bfpr-person__img {
		flex: none;
		width: 150px;
		min-height: 190px;
		padding: 12px;
		font-size: 13px;
	}
}

/* ---------- Časté dotazy ---------- */

.bfpr-faq {
	border-top: 1px solid var(--bfpr-line);
}

.bfpr-faq__item {
	border-bottom: 1px solid var(--bfpr-line);
}

.bfpr-faq__q {
	position: relative;
	display: block;
	min-height: 44px;
	padding: 18px 48px 18px 0;
	font-size: 18px;
	font-weight: 700;
	line-height: 1.35;
	cursor: pointer;
	list-style: none;
}

.bfpr-faq__q::-webkit-details-marker {
	display: none;
}

.bfpr-faq__q::after {
	content: "+";
	position: absolute;
	top: 50%;
	right: 0;
	display: flex;
	align-items: center;
	justify-content: center;
	width: 32px;
	height: 32px;
	margin-top: -16px;
	background: var(--bfpr-light);
	color: var(--bfpr-main);
	font-size: 22px;
	font-weight: 700;
	line-height: 1;
}

.bfpr-faq__item[open] .bfpr-faq__q::after {
	content: "\2013";
	background: var(--bfpr-main);
	color: var(--bfpr-white);
}

.bfpr-faq__item .bfpr-wf-note {
	margin: 0 0 20px;
}

/* ---------- Závěrečná výzva ---------- */

.bfpr-final {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	gap: 32px;
	align-items: center;
}

.bfpr-final__form {
	box-shadow: var(--bfpr-shadow-lg);
}

.bfpr-form-box {
	min-height: 240px;
	margin-bottom: 16px;
}

@media (min-width: 820px) {
	.bfpr-final {
		grid-template-columns: repeat(2, minmax(0, 1fr));
		gap: 64px;
	}
}

@media (prefers-reduced-motion: reduce) {
	.bfpr-card {
		transition: none;
	}

	.bfpr-card--white:hover {
		transform: none;
	}
}